Anti-Money Laundering (AML) & Counter-Terrorist Financing (CTF) Policy

Betamina.com is owned and operated by Aymora Group Ltd., a company registered under commercial registration number 000053733, with its registered address at San Victor Street, O. Betamina.com is licensed and regulated by the Government of the Autonomous Island of Anjouan, Union of Comoros, and operates under License No. ALSI-202602023-F11. Betamina.com has fulfilled all applicable regulatory requirements and is legally authorized to conduct gaming and wagering operations.

We have established a comprehensive compliance framework aligned with national and international standards to detect, prevent, and deter illicit activities within our platform. Our approach is based on a Risk-Based Approach (RBA) applied throughout the entire customer lifecycle.

1. AML/CTF Compliance Framework

Betamina maintains policies and procedures designed to:

Prevent the use of the platform for money laundering purposes.

Detect activities related to terrorist financing.

Identify fraudulent or abusive financial behavior.

Comply with regulatory obligations arising from its license.

Our AML/CTF program is aligned with the recommendations of the Financial Action Task Force (FATF) and with applicable regulatory provisions under the jurisdiction of Anjouan.

2. Risk-Based Approach (RBA)

Betamina applies a risk-based model that evaluates:

Player profile.

Jurisdiction of residence and source of funds.

Payment methods used (including cryptocurrencies).

Transactional behavior.

Atypical or irregular gaming patterns.

Control measures are proportionate to the level of risk identified.

3. Customer Due Diligence (CDD)

At the time of registration, the following information is required:

Full legal name.

Date of birth.

Residential address.

Valid email address.

An account will not be considered fully operational until minimum identification requirements have been satisfied.

4. Enhanced Due Diligence (EDD)

Enhanced verification will be applied in the following cases:

Upon the first withdrawal request.

When cumulative deposits reach USD 10,000 (or equivalent).

When elevated risk indicators or suspicious activity are detected.

EDD may require:

Government-issued photo identification.

Proof of residential address.

Proof of source of funds.

Additional information based on risk assessment.

While the EDD process is pending, Betamina may:

Restrict withdrawals.

Limit the account.

Temporarily suspend access.

5. Transaction Monitoring

Betamina implements continuous monitoring mechanisms to identify:

Structuring of deposits to avoid thresholds.

Rapid movement of funds without genuine gaming activity.

Unusual betting patterns.

Transactions linked to high-risk jurisdictions.

Improper use of crypto assets intended to obscure traceability.

Transactions exceeding regulatory thresholds may be reported in accordance with applicable legal obligations.

6. Suspicious Activity Reporting

If suspicious activity is detected:

An internal review will be conducted immediately.

A Suspicious Activity Report (SAR) may be filed with the competent authority.

The customer will not be informed of the existence of such report.

7. Record Retention

Betamina retains AML-related records for a minimum period of five (5) years, including:

CDD and EDD documentation.

Transaction records.

Internal and regulatory reports.

Monitoring and audit records.

8. Compliance Officer

Betamina appoints a Compliance Officer responsible for:

Overseeing the AML/CTF program.

Ensuring regulatory compliance.

Acting as liaison with regulatory authorities.

Coordinating internal training.